How to Motivate Yourself with a Future You Image
By Sandy Schroeder
Some mornings it is harder to get motivated than others. You have work waiting, errands to run, and a lot of other tasks, but somehow it is just easier to sit and sip that second cup of coffee. What’s the rush? Yes, we all procrastinate, but there may be a way to break through that layer of loafing to secure our future.
Picture Yourself in the Future
The New York Times suggests projecting your life to get yourself moving. Yes, the projections might startle you, but that might be OK.
Consider the management of your retirement account. Try picturing yourself living off of that account down the road. If the numbers are not very friendly, you may see yourself adjusting to a downward standard of living with less of everything! That might inspire you to take control of your retirement savings to help you land where you want to be.
My parents were the oldest children in large families. They grew up with less and learned to work hard, creating a nice retirement. When they retired they were able to take great trips with friends, redo their home and treat their grandkids to special things. They knew how to project.
Ask Key Questions
Think about what you are doing right now with your money and where you will be in the future. Picture in detail what the future will look like if you save moderately, or save a lot. Imagine what you will and won’t be able to do.
Latch Onto Your Dreams
This theory of projection may work even better if you sketch in key dreams. You may have always wanted to live on a hill with a view of the water, or have a weekend cottage tucked away in the hills. Picture those dreams, right down to the cozy details of a roaring fire, blossoming bushes, or bench with a view of the water below. That kind of motivation may stick with you to create a powerful incentive for action.
Learn More about Economics
If your grasp of economics barely covers paying the bills, and projecting major expenses, you might want to take a basic course online or at a community college. All of those numbers might make a lot more sense and serve as a wakeup call to take action.
The lure of the present versus the impact of the future is a tricky equation in mental and physical well-being. Sometimes the present will win and you will snap up that smart new jacket. Other times the vivid image of struggling along on a very basic retirement income may mobilize your efforts. Give it some thought.
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