Using HSA And FSA
Benefits To Pay For
Chiropractic Care

A Health Savings Account, or HSA, is a personal savings account used to pay for qualified medical expenses with pre-tax dollars. It’s typically available to people with high-deductible health plans. HSA funds roll over year to year, and chiropractic care is generally considered an eligible expense when it’s used to treat a medical condition.

A Flexible Spending Account, or FSA, lets you set aside pre-tax money from your paycheck to cover qualified medical costs. Unlike an HSA, FSA funds usually must be used within your plan year, though some employers offer a grace period or limited carryover. Chiropractic visits and adjustments typically qualify as eligible expenses under most FSA plans.

Chiropractic care is typically considered an eligible medical expense under IRS guidelines. You can use your Health Savings Account (HSA) or Flexible Spending Account (FSA) to pay for most chiropractic visits that address a medical condition such as back pain, neck pain, or joint discomfort.

Yes. Every location of The Joint Chiropractic accepts HSA and FSA debit cards for eligible chiropractic services. Simply present your card at check-out, and your payment will be applied directly to your Wellness Plan, packages, or single visits.

Most chiropractic services qualify if they are performed to diagnose, treat, or prevent a medical issue. This can include spinal adjustments, therapeutic care, and maintenance visits tied to a treatment plan. Eligibility may vary depending on your plan’s specific rules, so it’s best to confirm with your HSA or FSA administrator.

No. You don’t need a referral or prior authorization to receive care at The Joint Chiropractic. Walk in anytime during clinic hours for an adjustment.

Yes. You can use your HSA or FSA to pay for eligible services within a Wellness Plan or package at The Joint. If your plan requires documentation, we can provide receipts for reimbursement or recordkeeping.

If your HSA or FSA administrator requires proof of payment, you can easily access detailed visit receipts through The Joint Chiropractic Mobile App or request printed copies in-clinic. Each receipt includes the date of service, provider information, and type of care received.

No. The Joint Chiropractic doesn’t bill or accept traditional insurance. Instead, we offer affordable, transparent pricing and membership options that make routine chiropractic care accessible without the need for claims or prior approvals. You can, however, use your HSA or FSA funds for qualified chiropractic services at any of our clinics nationwide.

Since The Joint Chiropractic doesn’t accept insurance, all payments are made directly at the clinic. However, you can use your HSA or FSA funds to pay for eligible services instead of using out-of-pocket dollars.

Yes. All of The Joint’s clinics nationwide accept HSA and FSA debit cards as forms of payment for eligible chiropractic services, packages, and Wellness Plans.

Yes. HSA and FSA funds can typically be used for eligible healthcare expenses for your spouse or dependents, as long as those expenses meet your plan’s criteria.

If your card provider restricts merchant types or requires additional verification, you can pay using another method and submit your detailed receipt for reimbursement through your HSA or FSA administrator.

Yes. The IRS includes chiropractic services under qualified medical expenses when used for diagnosis, treatment, or prevention of a health condition.

HSA funds roll over year to year and remain available for future care. FSA funds usually must be used within the plan year, though some employers allow limited carryover or a short grace period.

The Joint Chiropractic is designed for convenience, with walk-in availability, extended hours, and transparent pricing. You can use your HSA or FSA card at any location without insurance paperwork, pre-approvals, or long-term contracts.

Yes. Many patients use their HSA or FSA to prepay for packages or Wellness Plans that include multiple visits. This makes it easier to plan and budget your chiropractic care over time.

You can visit IRS Publication 502 for official details on eligible medical expenses or check with your HSA or FSA provider for plan-specific guidance.